Experian press release regarding Debt Portfolio Evaluator –

Debt Portfolio Evaluator(SM) Gives Debt Buyers Superior Analytics and Detailed Credit Analysis During Due-Diligence Process

COSTA MESA, Calif., Feb. 6 /PRNewswire/ — Debt buyers can more quickly and accurately assess collections recovery and profit potential when considering the purchase of a debt portfolio using a new analysis tool from Experian, a global information solutions company.

Experian® today announced the launch of Debt Portfolio Evaluator(SM), which provides debt buyers with a deeper level of analysis by using Experian’s vast credit databases to generate a detailed profile of each consumer in the portfolio. By using Debt Portfolio Evaluator during their due-diligence process, debt buyers can bid on a debt portfolio with greater confidence, knowing that they have the most thorough analysis of the portfolio’s true value before making an investment.

“As the debt buying market continues to grow, those with the best information will make the most profitable purchase decisions by more accurately assessing the true value of portfolios before bidding,” said Kerry Williams, group president of Experian’s Credit Services. “By looking at the overall profit potential in a portfolio — from the difficulty of skip tracing to assessing which debtors have the greatest risk of bankruptcy — debt buyers using Debt Portfolio Evaluator have a distinct advantage.”

Debt Portfolio Evaluator is driven by Experian’s powerful Collection Advantage(SM), which combines consumer credit data, credit-based scoring and advanced analytics to gain insight into the characteristics of the portfolio.

The benefits of using Debt Portfolio Evaluator include:

- A comprehensive, easy-to-analyze view of each debtor’s current credit
standing on all accounts

- An indictor of whether quality contact information is readily available

- RecoveryScore(SM), which scores each debtor to determine which ones have
the greatest recovery potential

- A bankruptcy score that predicts those at greatest risk of filing for
bankruptcy in the next 12 months

- Experian’s proprietary Find Consumer search logic, which provides
superior match rates

- Quick turnaround, giving debt buyers more time to evaluate the portfolio